Vehicle Insurance, Club
Membership Insurance and Travel Insurance
insurers will cover your registered vehicle and registered RV for travel on
gazetted roads. If you are in any doubt you will be covered driving on the
beach or in remote areas always check your insurance policy or with your
insurer before departure. For example, one insurer doubles the basic excess
if your vehicle is driven on a beach.
motorhome owners you may want to ensure your insurance policy covers you for
electrical motor burnout.
familiar insurance company names are – CIL (Caravan Insurance Leaders), NRMA
Insurance, RACQ Insurance, AAMI, RAA Insurance Limited and CGU.
Motorhome, Fifth-Wheeler and Campervan Insurance -
Campervan and Motorhome Club of Australia (CMCA) have an insurance scheme
for financial members of the club.
The club has a contact, Ken Tame & Associates of Kew,
Victoria, who will arrange cover and will only insure caravans if they also
have the insurance cover for your tow vehicle as well (as a combined unit).
The insurance covers the tow vehicle and caravan whether they are used
together or separately from each other.
Insurance is underwritten by Allianz Australia
Automobile Club Membership
hour roadside assistance in the event of a vehicle break down, join a motor
vehicle association such as RACQ, NRMA, RACV, RAC WA etc. These
provide legal assistance, member discounts and free maps. Consider
upgrading to one of their top membership packages such as Ultra Care or
Premium Care, as quite often these memberships have benefits more suitable
to trailer or caravan travellers.